Monday, 3 October 2016

Electricity!!!

So we just realized that we do need to pay for electricity in the new apartment im renting together w a hungarian girl. Needless to say , i wasnt thrilled at all! More money to pay arrgghh.
But thats not what this post is about. Its about helping others know how it is coz when i asked ppl gave me informatio  but not totally straightforward like how i will write it now.
Basically you need to pay for grid (nettleie) and usage.
You rent the line (grid) from Hafslud and as of today it costs 750kr / year and the energy charge is 45.5 øre / kwH.
Thats the basic thing.
And then you find an electricity supplier to whom you will pay for the usage.
Basically you pay for Hafslud for supplying the electricity.
I chose Fortum for the supplier because the cost is around 28 øre / kwH and they were very helpful at the customer service and also they will get it all done. We will get the grid from Hafslud but get the bill from fortum.
Example for a month if we use eg. 1000 kwH.
Grid: 62.5kr (fixed price, 750kr yearly /12)
Energy supply fixed: 1000x 45.5øre = 455kr
Usage: 1000 x 28 øre (it varies per month)= 280kr.
Total: 797.5kr

Sunday, 4 September 2016

New Chapter

Wow, it has been ages since i was last here....
Summer holidays got me in relaxed mood as well haha
So i spent 1 month with my family which was amazing.
Then came back and started apartment hunting mid august since i only could stay with my friend in auagust, thats what we agreed on.
Anyways, almost last minute i found a room.
I was looking for studio flats (hybel) but they were all so expensive and i didnt wanna spend 80% of my salary on rent again.
So i decided i will suck it up and find a flatmate.
I found another hungarian girl who is very nice and i think we will get on just fine.
The place is a 2 bedroom no living room but my room is big enough.
Its going to be hard living together with someone (who is not your boyfriend or husband or family) since i have been living alone for the past 5 years and i loved it.
Having to share the house with someone and not being on my own will be hard, and im always preaching about how 30 years olds shouldn't share a flat. Lol. Hypocracy...
Nah , but to be honest my plan is to buy a house or apartment in the next max 2 years, so i need to make sacrafizes and just hold tight until i can be on my own again.
Of course it wont be terrible to live there, but obviously its not ideal, but im keeping my eyes on the price which is to save save save.
Also maybe having company won't be that bad after all.
Im moving today and omg i think it will take a week at least to unpack lol.
Good luck to me with it all and i hope it will be a great new experience:) xoxo

Bydeler (districts) in Oslo


Sunday, 8 May 2016

Best cheap restaurants

www.cheepadvisor.com ( yes its cheep not cheap)
Sunshines sushi, den gode, punjab tandoori etc the list is on the website

Swimming pools Oslo

Svømmehaller i Oslo
You can find them on oslo.kommune.no

Food home delivery (grocery)

Kolonial.no
Its partner with Rema1000 so cheap prices and the delivery is around 49kr

Wednesday, 13 April 2016

TransferWise

Best, cheapest and fastest way to transfer money to another account.
It shows exactly how much the other will get in their currenct and the fee is cheaper than sending it via any bank.
Your welcome:)

Wednesday, 6 April 2016

Tax return

Hi all. Its been long...very long...nothing special happened. Working in the barnehage and thinking about opening my own soon..about that later .
Now its tax return time...

So basically its all online on altinn.no
Normal tax return, everything is filled out.
○You need to check if your tax base is correct. Thats all your gross salary what you received til end of december.
○ THE 10% ...:)
So basically you dont get back 10% of the tax you paid but they reduce it. So whatever tax you paid its calculated already but you can apply for this 10% and then they calculate the 10% tax you shld have paid and get the difference back if i understood correctly.. the point is you get more money back so its good.
Now i had a dilemma whether to apply for it or not , but i didnt. I will ask for it the next 2 years.
Since i got my taxcard in august i think abd started working in august, i dont certify as someone who spent a tax year here.
Basicall after july you are okay because you need to work for 2x3 month or 6month continuously. Which is great coz like this i will get more money back next year yay.
I think thats the main point about the tax return and money back.
Oh and its under 3.3.7 at the tax return and you choose the 10% deduction from the drop down menu.
Xx

Update!!!
Apparently since i didnt work for 6 month all together in 2015 i can apply 2015 plus 2016 and 2017 as well.